Why you need health insurance of at least Rs. 10 lakhs

Hi there,

Do you know how much a medical emergency can cost you in India? Do you know how fast healthcare expenses are rising in our country? Do you know how vulnerable you are to various diseases and illnesses?

If you don’t, then you need to read this newsletter carefully.

According to a report by HDFC ERGO, the average cost of hospitalization in India has increased by 42% in the last five years. The report also states that the average claim size for critical illnesses such as cancer, heart attack, and kidney failure is around Rs. 6 lakhs.

Another report by HDFC ERGO reveals that India is facing a huge burden of non-communicable diseases such as diabetes, hypertension, and respiratory disorders. These diseases account for 62% of the total disease burden and 75% of the total deaths in India.

These facts show that you need to be prepared for any medical contingency that may arise in your life. You need to have adequate health insurance coverage that can protect you and your family from the financial impact of a medical emergency.

But how much health insurance coverage do you need? The answer is simple: at least Rs. 10 lakhs. More the better.

Why Rs. 10 lakhs? Because that is the minimum amount that can cover most of the medical expenses that you may incur in case of a hospitalization or a critical illness. It can also cover the costs of preventive health check-ups, diagnostic tests, doctor consultations, medicines, and post-hospitalization care.

A health insurance policy of Rs. 10 lakhs can give you the following benefits:

• It can save you from paying hefty medical bills out of your pocket and depleting your savings or borrowing money.

• It can give you access to quality healthcare services at any of the 12,000+ cashless network hospitals of reputed Health Insurance providers across India.

• It can give you tax benefits under Section 80D of the Income Tax Act, up to Rs. 25,000 for self and family and up to Rs. 50,000 for senior citizen parents.

• It can give you peace of mind and confidence that you are well-prepared for any medical emergency.

But who can guide which health insurance company to go for? The answer is simple: Fincare Services.

Fincare Services is one of the leading health insurance brokers in Mumbai with over 1500 happy customers. HDFC ERGO, Care, Tata, Oriental and many more companies are associated with us - so under one roof, we provide you with the best options.

These plans offer you features such as:

• No room rent capping

• No co-payment

• No sub-limits

• Restore benefit

• Secure benefit

• Rebound benefit

• Free preventive health check-ups

• Fitness discount

• No claim bonus

• Lifetime renewability

• And many more

Sounds good? You can introduce your family members and friends to show them how much you care for them. Contact us today and get a health insurance policy of Rs. 10 lakhs or more from Fincare Services. Just reply to this email or call us at +91-9870631527 / +91-9773687483 and we’ll be happy to assist you.

Remember, health is wealth. And health insurance is the best way to protect your wealth.

Your friends at FINCARE.